I just found this interesting article about how to create zero-based budget. Zero-based budget basically means that all your expenses should balance out your incomes, that the total of your incomes minus the total of your expenses must equal zero. Doing so requires you to create a category for every single dollar you win.
The idea is interresting. and Justbudget does that for you automatically. Justbudget creates a virtual category called Saving. So every dollar you are not spending goes automatically into this category. Just enter up all your income and expenses and justbudget calculate the whole thing automatically.
Justbudget also answers to the 3-reasons-most-budgets-dont-work. because justbudget does not ask you to guess what you are gonna spend but ask you to input your real data. with real data you get real information. So it does reflect reality. It does connect from one month to the next. and it does keep track the surplus money left over after all the categories are filled.
I am always trilled when I find such articles and I realize that my software solves those common design flaws already. Thank you for using Justbudget and send me comments so it continue to improve.
